This type of insurance covers animals on a farm, including cattle, horses, sheep, pigs, and other livestock. It typically provides protection against risks such as:

• Death due to accident, illness, or disease
• Theft
• Loss of value due to injury
• Business interruption caused by loss of animals

For high-value animals like racehorses (bloodstock), it may also cover loss of potential earnings.

This covers farmers against loss of their crops due to natural disasters such as hail, drought, and floods. It can also protect against loss of revenue due to declines in agricultural commodity prices. Key features include:

• Protection against crop yield losses
• Coverage for revenue losses

This is a comprehensive insurance package designed specifically for farms. It typically includes multiple types of coverage tailored to farming operations, such as:

• Property insurance for farm buildings and homes
• Coverage for farm equipment and machinery
• Livestock insurance
• Crop insurance
• Liability protection

Farm pack insurance allows farmers to bundle different types of coverage into one policy.

This type of insurance protects farmers against legal liabilities arising from their farming operations. It typically covers:

• Bodily injury or property damage to third parties occurring on the farm premises
• Injuries or damages caused by farm products
• Legal defence costs in case of lawsuits

It may also include coverage for pollution liability in some cases.

This insurance specifically covers farm equipment and machinery against risks such as:

• Damage or loss due to accidents
• Theft
• Fire
• Natural disasters

It may also include coverage for breakdowns and the cost of hiring replacement equipment while repairs are being made. This type of insurance is crucial for protecting expensive farm assets like tractors, harvesters, and irrigation systems.